Finyvo · Smart categories

Your way to organize. Finyvo remembers.

Combine categories, groups and tags with memory of your decisions and AI assistance you control.

The category view and editor picker, showing the real hierarchy of groups and categories.
On this page

A place for every transaction.

A transaction with its category and tags, chosen in Finyvo’s editor.

Category and tags

A transaction with its category and tags, chosen in Finyvo’s editor.

Start with the included catalog and use groups to organize categories. Tags offer another way to find related transactions, such as those for a trip.

Custom categories are added to the catalog: Free limits do not mean you only have two categories for all your expenses.

Make a correction. Keep your preference.

A manually chosen category takes priority over suggestions. Finyvo can remember applicable merchant decisions and reuse them when the context matches.

Memory and AI are different kinds of assistance. Remembering a decision does not require a model request or recategorize everything you have saved.

Help when you want it.

AI can help categorize transactions and subscriptions, improve descriptions and search in your own words. Manage the main switch and individual assistance options in AI settings.

Check a suggestion before assuming it is correct. You keep the final say over your records.

These features may send descriptions and other necessary data to the service. Read privacy for the information shared by each feature.

What changes with Plus.

Free includes 50 AI requests per UTC calendar month. One action may use multiple requests, so they do not necessarily equal 50 transactions.

Plus has no monthly AI plan cap; technical usage limits still apply. It also expands custom categories and tags and includes AI tag suggestions.

Included in your plan

Free includes the catalog, one custom group and two custom categories, five tags and 50 AI requests a month. Plus expands these limits and includes AI tag suggestions.

Compare Free and Plus

Your questions, answered

Is AI mandatory?

No. Manage AI in settings and organize your records manually if you prefer.

Do my categories automatically correct all history?

No. A preference may be reused when the context matches. It does not imply globally changing saved transactions.

Do catalog categories count toward the Free limit?

No. The limit refers to one custom group and two custom categories in addition to the included catalog.

Are 50 requests the same as 50 transactions?

Not necessarily. One action may use multiple requests. The allowance renews each UTC calendar month.

Reviewed on October 5, 2026