# Finyvo · Clear money, calm mind. > Finyvo is a personal finance app for iOS: transactions, budgets, savings goals, subscriptions, and balances in 110+ currencies. No account, no bank connection. Personal finance across 110+ currencies, on a single screen. No bank connection. Free · Coming soon for iPhone ## Your currencies, all in one view. Wallets in 110+ currencies, with reference rates that refresh when you open the app, at most once every 6 hours. Finyvo keeps each day's rate table, so a past transaction is valued at the rate of its own date. If that day wasn't captured, it uses the most recent rate it has. ## Six tools, all in one app. Wallets, budget, goals, reports, subscriptions, and import. Built for the day-to-day of your money. ### Each account, its own identity. Cash, savings, credit, investments. One currency per wallet, with its color and icon. Two active on the Free plan, no limit with Plus. ### A budget that doesn't pinch. Start from a template or from your own last 90 days. Budget by group or by category, and get a heads-up at 85% and again at 100%. ### Saving stops being an intention. Set a target and a date, and Finyvo calculates how much to set aside. Record contributions, withdrawals, and spending across your wallets without counting savings as an expense. ### Understand your money. Understand your income, spending, and the refunds that reduce it. Explore categories, groups, tags, commitments, and your monthly pace. Calculated on your iPhone. ### We recognize thousands of brands. Netflix, Spotify, ChatGPT, GitHub, and thousands more. Add a subscription, it shows up with its logo, and Finyvo records every charge for you. If one goes up in price, it tells you. ### Bring your history. Bring your CSV, TSV, JSON, or Excel file. Review transactions, refunds, and possible duplicates before saving. You can undo an import; Excel is converted on our server. ## Your data lives on your devices. Privacy by design. No bank aggregators. No account, no ads. - **On your iPhone, not on ours.** Stored on your device with SwiftData and, if you leave it on, synced through your private iCloud. That's your Apple account: we cannot read it. - **No bank connection.** Record or import transactions without giving Finyvo your bank credentials. - **We do not sell your data.** No ads or tracking across apps. Our privacy policy explains the data we process. - **Apple handles payments.** Apple processes Plus subscriptions through the App Store. Finyvo does not receive your full card number or security code. ## Intelligence where it counts. Five features, each with its own switch. They come switched on, and you can turn them all off at once, or one by one, in Settings. - **Automatic categorization.** Your choices come first. Finyvo remembers categories on your device and combines that learning with keywords and optional AI. Plus also suggests tags. - **Improve description.** “WHLFDS*12345 ATL” comes back as a suggestion: “Whole Foods Market”. You apply it with one tap. - **Categorize subscriptions.** When you add a subscription, it proposes the category from the name and the brand you picked. - **Smart search.** Type “expenses over 2,000 this month” and the app builds the filters for you. Ordinary search and filters are local and instant. - **Analyze files on import.** When you import a statement, it reads the columns and proposes a category for each entry. It's the only one that sees rows from your file, which is why it has its own switch. No bank connections. You can turn AI off in Settings. ## Finyvo Free · Finyvo Plus Start free with the tools for everyday finances. Plus gives you more room to organize and adds import, broader reports, and more AI. ### Free — Free Manage your finances at your own pace. No card. No account. The essentials for your finances, free. #### Recording and organization - Apple Pay integration through Shortcuts - Unlimited transactions and refunds - 2 active wallets - 3 tracked subscriptions - 1 active savings goal - 1 custom group and 2 custom categories - 5 custom tags #### Intelligence and reports - 50 AI requests per month - Reports for this month, this week, and last week - Budgets and reminders - Categories that learn from your choices #### Your data - Full CSV and JSON data export - 110+ currencies and conversion - Sync through your private iCloud - Private mode and offline recording ### Finyvo Plus — USD 39.99/year (or USD 4.99/month · save ~33% a year) More room, more perspective, less manual work. Everything in Free, with more capacity and extra features: #### Recording and organization - Apple Pay integration through Shortcuts - Unlimited transactions and refunds - Unlimited active wallets - Unlimited tracked subscriptions - Unlimited active savings goals - Unlimited custom groups and categories - Unlimited custom tags #### Intelligence and reports - AI with no monthly plan cap - AI tag suggestions - Historical reports, specific months, and custom date ranges - Budgets and reminders - Categories that learn from your choices #### Your data - CSV, TSV, JSON, and Excel import - Data export in ZIP, CSV and JSON - 110+ currencies and conversion - Sync through your private iCloud - Private mode and offline recording Cancel anytime. Purchased through the App Store. Reference price in US dollars. Apple converts it to your local currency; you see the exact amount, with taxes where they apply, in the app before you confirm. [View Plus terms]([object Object]/en/terms/#plus) ## Common questions, clear answers. ### Do I need to create an account? No. Finyvo works with no account, no email and no password. Your data lives on your iPhone with SwiftData and, if you leave it on, syncs through your private iCloud across your devices. ### Can you see my financial data? Your financial database lives on your iPhone and in your private iCloud. Some features process data on our backend: AI, brand searches, and Excel conversion. AI may receive descriptions, amounts, and file samples; Excel files are uploaded in full for conversion. See Privacy for the available controls. ### Does it work offline? Yes: records, budgets, goals, reports, and export work on your iPhone. Internet is needed to download rates and logos, use AI, convert Excel, and verify purchases. Offline conversion needs cached rates; CSV, TSV, and JSON can be imported without AI. ### Do you support my currency? Almost certainly yes. It's 110+ currencies, with reference rates that refresh when you open the app, and it includes all of LATAM's. ### Can I bring in my bank history? Yes, with Finyvo Plus: CSV, TSV, JSON, and Excel (XLS/XLSX), up to 5,000 transactions. The limit is 10 MB for text/JSON and 5 MB for Excel. Review before saving and undo the import if needed. Excel is uploaded in full to the backend for conversion, even with AI off. To keep file reading on your iPhone, use CSV, TSV, or JSON and turn import AI off. PDF and images are not yet available. ## Product - [Support](https://finyvo.com/en/support/) - [Privacy Policy](https://finyvo.com/en/privacy/) - [Terms of Service](https://finyvo.com/en/terms/) - [Security](https://finyvo.com/en/security/) - [Third-party software](https://finyvo.com/en/licenses/) --- Canonical (HTML): https://finyvo.com/en/ English · [Español](https://finyvo.com/) · [Português (Brasil)](https://finyvo.com/pt/) Contact: support@finyvo.com · Site map for LLMs: https://finyvo.com/llms.txt